Monthly Archives: July 2017

Rejected PPI Claims – Why You Might Still Have A Case

Dorothy45dsg8/ July 14, 2017/ Insurance/

When making mis-sold PPI claims, two possible outcomes are common to any application. You might be surprised to have a PPI claim rejected. Well, you might have missed something in your application or perhaps they could be the ones at fault. But first, you need to understand what determines whether a PPI was mis-sold or not. If you believe you fit into some of these categories, but you have a rejected claim, you have every reason to make an appeal. As a tip, you might be required to change the approach you used before.

Why you should make an appeal for a rejected PPI claim

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Anyone that is not in formal employment is not eligible for a PPI claim. It could be that you were self-employed, retired, or unemployed at the time. If you paid for PPI when you were not in employment and your claim has been rejected, you have a valid case. It is worth noting that one only qualifies for mis-sold PPI claims if they signed for PPI when not in employment.

Health

Were you asked anything about your medical condition? If you had a pre-existing medical but you still paid for PPI, you are entitled to a claim. Why? This is attributed to the fact that most policies would not cover you for a medical condition you already had.

Were you given a choice?

There are instances where a lender or a credit provider made it clear that PPI was compulsory. If paying PPI was against your wish in any way, you might have a valid case. In case your claim application was rejected on these grounds, you have every reason to appeal against such a ruling.

You were not aware you had a PPI

ASdSDsdSDAcThere are thousands of people who paid for PPI without their knowledge. This practice is unethical and qualifies to be a case of mis-sold PPI. In case this subject was not made clear to you from the start, the chances are that it might have been mis-sold to you.

If you have your claims rejected in the past, you have no reason to lose hope. You can still make an appeal and receive your claims. As mentioned earlier, your success depends on how you go about this process. If you have had an unsuccessful application or you cannot afford to go through one, you should work with a reputable ppi claims company.

The benefits of direct debit services

Mandy Emmert/ July 13, 2017/ Services/

For a company that sells products or services on installments collecting payments can take a lot of time and resources. Many customers avoid payments or simply forget to pay on the due date. This situation can hamper the companies cash flow and also hinder any expansions that may be in the pipeline. If you wish to overcome this troublesome scenario direct debit may be your best solution.

What is direct debit?

Direct debit is something many of us have heard of and may have at least one dhfjklactive and attached to a bank account. It is where companies work with banks to automatically collect a certain amount over a prearranged time frame. When a product, service or subscription has been purchased, the customer will give authority to his or her bank to send the agreed payment to the company that provided the product or service. It can also come as a periodical request from the service providers bank. The customer will have to agree to this when the item or service is purchased.

Who can use direct debit?

While all customers can make use of this, banks and larger financial institutions will only allow the bigger companies to make use of such procedures. For smaller companies, getting direct debit payments organized can be extremely tough. However, with direct debit collection services, this is no longer an issue. Smaller businesses can now get the direct debits set up for their customers with companies that will make the debt and remit it to them on the same day and even before.

Here are the benefits of using such a service

Payments can be received on time, and it will not hamper your cash flow. When this happens, you will not have to chase behind customers and wait to cheques to clear or arrive in the mail.

yloih;2Direct debit services can also offer you cash advances or loans which can be ideal for times when you are having liquidity issues and want to get a new stock of items etc. If you have regular payments that are due to come in from clients, these direct debit services will be happy to grant you a loan against your future income. You will not have to place any collateral or worry about a bad credit history as it will not be taken into consideration for such loans.

Direct debit services can help a small company expand and reach their goals without being stuck for cash.